Community Loan Fund of the Capital Region2024-02-29T13:34:08-05:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”

Jason Wellington
Joyful Beginnings Early Education Center

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

Borrower Bios

“Book” It To The Diver Library

Driving through the hill towns of Northern Rensselaer County can often lead to discovering newly established community or family run businesses that catch your eye. The Town of Schaghticoke is no exception, and this [Read More]

Latest News

Capital Roots Food Kiosks Available to Rent

Are you interested in jumpstarting your food business, but can’t find or afford a location? Capital Roots may have just the space you need. Located at 598 River Street, across the street from [Read More]

Workshops & Events

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The third installment of this hit series is here! Join our third workshop with Sharon Leid on April 10th, from 7:00-8:00pm on Zoom. If you attended the first and/or second workshop and now know the basics of PR and how to utilize it for your business, join this session to find out what tools and information you will need when the press says YES to your business. You can still attend this session if you missed parts 1 or 2!bit.ly/3Pzw5yf ... See MoreSee Less
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Spring into a season of success by signing up for our 9-week business planning course, beginning 4/27/24! bit.ly/3SBFVPU ... See MoreSee Less
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